Please read this Terms of Use and Disclaimer and the Funder Privacy Policy carefully. By accessing this Web Site, submitting information to the Funder or utilizing the features of this Web Site, you agree to be bound by all of the terms and conditions in the Terms of Use and Disclaimer and the Funder Privacy Policy. If you do not agree with the Terms of Use and Disclaimer or the Funder Privacy Policy, do not access this Web Site.

Use of this Web Site

While the Funder has tried to ensure the accuracy, currency and reliability of this Web Site, the Funder does not accept any responsibility or liability arising from the use of this Web Site including from any error, omission or from the use of any information contained in this Web Site as explained in EXCLUSION OF WARRANTIES and LIMITATION OF LIABILITY below.

Due to the nature of the Internet, it is not possible for the Funder to limit access of this Web Site to those jurisdictions in which it does business. Services, products, or advertisements in this Web Site may therefore not be eligible for solicitation in your jurisdiction. You should not consider anything at this site as an advertisement, offer to sell or as a solicitation of an offer to buy any product or service from the Funder. This Web Site is for use only by persons residing in jurisdictions where the Funder's services, advertisements or information may legally be offered.

You may not 'deep link' to any page of this Web Site, unless specifically authorized by the Funder to do so.

Copyright, Trademarks and Trade Names

Except where indicated, all content included on this Web Site, including text, graphics, button icons, images, date compilations and software is the property of the Funder and is protected by Canadian and international copyright laws.

Certain names, graphics, logos, icons, designs, words, titles or phrases at this Web Site may constitute trade names, trademarks or service marks of the Funder or other entities. Trademarks may be registered in certain countries as applicable. A display of trademarks on pages of this Web Site does not imply that a licence of any kind has been granted. Any unauthorized downloading, retransmission or other copying or modification of trademarks and/or the contents herein may be a violation of the applicable trademark laws in your jurisdiction and could subject the copier to legal action.

Unless otherwise specified, no one has permission to copy, redistribute, reproduce or publish in any form, any information found at this Web Site.

EXCLUSION OF WARRANTIES

THE FUNDER MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ADEQUACY, ACCURACY, SECURITY, RELIABILITY, TIMELINESS OR COMPLETENESS OF THIS WEB SITE OR THE INFORMATION CONTAINED IN THIS WEB SITE AND THE FUNDER EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE WEB SITE OR THIS INFORMATION CONTAINED IN THE WEB SITE. THIS INFORMATION AND THE PRODUCTS AND SERVICES PROVIDED IN THIS WEB SITE ARE PROVIDED "AS IS" "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, EITHER STATUTORY, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, FREEDOM FROM COMPUTER VIRUS, NON-INFRINGEMENT, OR ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSIONS OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

THE FUNDER INCLUDING, WITHOUT LIMITATION, IT'S OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER AND HOWSOEVER CAUSED, INCLUDING LOST PROFITS, BUSINESS INTERRUPTION, PERSONAL INJURY OR ANY PECUNIARY LOSS (EVEN IF THE FUNDER IS ADVISED OF THE POSSIBILITY) ARISING IN ANY WAY FROM THE USE OF OR RELIANCE ON THIS WEB SITE OR INFORMATION CONTAINED IN THIS WEB SITE OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF THE FUNDER IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. THE FUNDER SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES THAT MAY BE CAUSED TO ANY EQUIPMENT AND OTHER SOFTWARE DUE TO ANY VIRUSES, DEFECTS OR MALFUNCTIONS IN CONNECTION WITH ACCESS OR USE OF THIS WEB SITE. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Choice Of Law

The laws of the Province of Manitoba and the laws of Canada applicable therein shall govern as to the interpretation, validly and effect of this agreement notwithstanding any conflict of laws provisions of your domicile, residence or physical location. You consent and submit to the exclusive jurisdiction of the courts of the Province of Manitoba in any action or proceeding instituted under or related to this agreement.